Current Base Rates as low as:
New Auto loan
Rates as low as
4.74*
For current year models.
Used Auto Loan
Rates as low as
5.24*
For loans 5 yrs and newer
Older Used Vehicle
Rates as low as
5.74*
Vehicles more than 5 years old
Recreational Vehicle Loan
Rates as low as
5.44*
Have some fun this summer in your new RV
Personal Loans
Rates as low as
10.99*
$30,000 maximum - consolidate your high rate loans
Debt Consolidation
Rates as low as
13.99*
$30,000 maximum - consolidate your high rate loans
Line of Credit
Rates as low as
6.25*
Protect your checking, apply now for overdraft protection
Credit Card 2% Cash Back
Rates as low as
9.84*
Apply for a MasterCard Credit Card with 2% Cash Back
Credit Card
Rates as low as
8.88*
Apply for a MasterCard Credit Card today!
5/5 Variable Rate First Mtg
Rates as low as
2.55*
Owner Occupied only
HELOC
Rates as low as
3.5*
Owner Occupied only
Inland Valley FCU utilizes a Risked Based Lending system. The above Base Rates will be adjusted based on a combination of your Transunion Vantage Score.
On Vehicle, Recreation Vehicle and Personal Loans: The best scores may reduce rates up to 1.00%; the lowest scores may increase rates up to 9.75%.
The following .25% patronage rebates are available on Personal, Vehicle and Recreational Vehicle Loans:
- IVFCU MasterCard Credit Card
- Usage of It’sMe247
- Golden Member
- E-Statement Enrollment
Members with a recurring “net pay” direct deposit into an account with automatic transfers to the loan earn a 0.50% rebate on Vehicle, Recreation Vehicle and Personal Loans.